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Mortgage Edge Consultants offer you unbiased professional personalized service for all your mortgage requirements, with the most competitive rates, and flexible financing options.

FREQUENTLY ASKED QUESTIONS

The following questions are general inquiries frequently asked by Consumers looking to purchase a home or re-finance their existing mortgage.

1. Why use an Independent Mortgage Consultant and what is the cost of using the services of a Mortgage Edge Mortgage Consultant?

2. How important is it to get a pre-approval for my purchase or re-finance?

3. How much do I qualify for before I begin looking to purchase a home?

4. What is a home inspection and how important is it to have one done?

5. What is the minimum down payment required to purchase a home?

6. What is mortgage loan insurance and does it apply to me?

7. What is the difference between a high-ratio mortgage and a conventional mortgage?

8. Can I get 100% mortgage financing and what is the cost?

9. How secure is it to Apply on Line?

10. Does paying my mortgage weekly or bi-weekly actually help me pay off my mortgage faster?

11. What is the longest period of time I can amortize my mortgage over?

12. How does a bankruptcy or bad credit affect my ability to qualify for a mortgage?

13. How does child support and alimony affect my qualification?

14. Can I get a mortgage to purchase a home and make improvements?

15. Can I use gifted funds as a down payment for my purchase?

16. Why should I consider a second mortgage?

17. Should I wait for my mortgage to mature?

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Mortgage Edge - Head Office (905) 707-6702 :: Fax: 905-707-6823
Park Place Corporate Centre :: 15 Wertheim Court, Suite 210 :: Richmond Hill, Ontario, Canada :: L4B 3H7
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